Privacy Policy
  1. Definitions

    “We”, “Us” or “Our” mean Interpay Limited trading as Transfermate and Transfermate Ltd trading as Transfermate Inc.

    “Cookies” mean small text files that are placed on your computer or mobile device when you browse websites.

    “Transaction Service” means the services provided by the Transfermate telephone service and your Transfermate online account.

  2. Introduction

    This Privacy Policy, issued in May 2018, constitutes part of the legal relationship between you and Us. The other elements of the legal relationship being Our Terms and Conditions and Our Anti-Money Laundering Policy.

  3. Privacy Policy

    3.1 Collection of Information Protecting your privacy is important. In order to provide you with Our services, We must collect certain personal information about you and obtain your consent in relation to the handling of such personal information. You will provide to Us upon request all such information in relation to your financial and business affairs and/or identity, as We may reasonably require which may also be used for analytical or any secondary purposes such as archiving, audits, statistical/historical purposes.

    In addition to the personal data required for the processing of your interaction, We also collect non-personal data.

    “Non-Personal Data”
    Like most websites, we gather statistical and other analytical information collected on an aggregate basis of all visitors to our website. This Non-Personal Data comprises information that cannot be used to identify or contact you, such as demographic information regarding, for example, user IP addresses where they have been clipped or anonymised, browser types and other anonymous statistical data involving the use of our website.

    3.2 Use of Information You hereby authorise Us to collect, use, store or otherwise process any personal information in accordance with this Privacy Policy, Our Terms and Conditions and Our Anti-Money Laundering Policy.

    3.3 Identity Verification You will be required to provide evidence to verify identity. If We are not satisfied with the information provided by you, We may request additional information. We will not accept an application and the full range of Transaction Services will not be available to you unless and until verification procedures have been completed to Our satisfaction.

    3.4 Consent to Search Public Databases You consent to an electronic database search and credit reference agencies search by Us in order to verify your identity and credit standing. We shall retain records of the contents and results of such searches in accordance with all current and applicable laws. We further reserve the right, if considered appropriate at Our sole discretion, to provide relevant information regarding you and your transactions to credit reference and law enforcement agencies.

    3.5 Information correct You must ensure that all information provided to Us is accurate and up-to-date at all times. Any changes must be advised to Us as soon as practicable. You may ask us for a copy of your personal information so you may review it and correct or change it if necessary. We will respond to your request within 30 days.

    3.6 Protection of Information We collect and store all information electronically, and take reasonable steps to protect such information from unauthorised access, misuse, loss or destruction. We shall in no way be liable to you for any loss or damage you may incur as a result of the loss or theft of such information held by Us.

    3.7 Retention of Information Any information collected by Us, including telephone recordings or transcripts, may be kept or destroyed in accordance with relevant GDPR or regulatory legislation.

    3.8 Recording phone conversations Both you and Us consent to the electronic recording by either party of telephone conversations between them without an automatic warning tone, and the utilisation of such recordings as evidence by either party in any dispute or anticipated dispute between the parties or in relation to any dealings between the parties.

    3.9 Cookies Our Cookie Policy provides details on the Cookies Our website uses. Our cookies do not store any personal identifiable information. You can switch Cookies off by adjusting your internet browser settings to stop it accepting Cookies. Please be aware though that turning off Cookies will impair the performance of many websites and not just Ours.

    3.10 Unsubscribe If you decide that you no longer wish Us to keep or use information or you want the information to be revised or updated, please feel free to contact Us. We will remove or amend the information as appropriate in accordance with applicable legislative and regulatory requirements.